Previously on this blog I wrote about the problems surrounding catastrophic health insurance and how it is inadequate in nearly every regard. But, following the masses of feedback I got, I decided I should show the other side of catastrophic health insurance and how it can help some people. And the benefits that surround  catastrophic health insurance.

First, for some people catastrophic health insurance is the only health care they can afford and it is far better that they have access to some health care rather than none.  Indeed, a lot of the most essential medical expenses are covered by the policy; things like x-rays surgery and hospital care.
Second,  catastrophic health insurance really is cheap. Prices start from around $30 and for all of its problems, that is $30 well spent, especially if something goes  catastrophically wrong, and at the end of the day that is what the health care is designed for.

Third, for people who are generally healthy and have a relatively safe job, then  catastrophic health insurance can be a good choice. And with some policies having fairly high life time benefits (some go as high as ($5 million) then you might be able to get away without having full health insurance.

Fourth,  catastrophic health insurance offers at least some health care for those people who’s companies do not offer health care but know that they still need it.
Finally, for young professionals who have a healthy bank balance then  catastrophic health insurance fills the only problem they have in terms of paying for health care and that is what to do if things go really badly wrong. Such people know they can cover small expenses such as a trip to the doctor or a prescription but they really do need  catastrophic health insurance in case something goes really badly wrong.